Housing
Homestead Exemption
New residents may file for Homestead Exemption at the County Assessor's office located at 111 High St. NE in Elkader, phone (563) 245-2533. To qualify for Homestead Exemption to reduce your property taxes, the residence must be owned & occupied by you, an Iowa resident. There is no charge for Homestead Exemption. To qualify for a full year of Homestead Exemption credit, you must file an application with the Clayton County Assessor's office between January 1 and July 1 in any given year. You may, however, file an application at any time after July 1, but you will not receive a full year's credit until the following year.
Here in Monona, we have an abundance of housing opportunities to suit your needs! Everything from homes for sale, homes for rent, duplexes, handicapped-accessible housing, home building lots located in new housing developments and apartments.
New Housing Incentives for Home Occupants

- Loans
- FreedomBank offers very competitive loans (subject to approval) (563) 539-2015
- Energy Rebates
- Black Hills Energy (888) 890-5554
- Alliant Energy (800) 723-7635
- Telephone and Cable Television
- Northeast Iowa Telephone Company offers free telephone and cable television access to your new home (563) 539-2122
- City of Monona Free Products & Services
- Free recycling bin
- Free 1st year water service up to $100
- Free 1st year sewer service up to $100
- Waive utility deposit of $125
- Free 1 year family pass to Family Aquatic Center (563) 539-2355
Residential Housing Development (1 of 2): GORDON SUBDIVISION

Contact Us:
FreedomAgency
800 Darby Drive
Monona, Iowa 52159
Phone: (563) 539-2015
Website: FreedomAgencyMonona.com
Click here to view Gordon Subdivision Plot Map.
FreedomAgency
800 Darby Drive
Monona, Iowa 52159
Phone: (563) 539-2015
Website: FreedomAgencyMonona.com
Click here to view Gordon Subdivision Plot Map.
In August, 2017, the city of Monona began excavating a portion of the subdivision -- described as Gordon Estates -- to extend the utilities and build a new cul-de-sac around which 5 new homes will be built (see yellow highlighted area below; no highway access), starting off with the 1st spec home was built by Monona's own Superior Business Center & it is complete & ready for your move-in!
PICTURE YOUR NEW HOME HERE! Have you seen the NEW CONSTRUCTION taking place at MONONA's GORDON ESTATES?:
* city of Monona's constructing cul-de-sac; * utility & service connections brought to ea. lot * 5 spacious new home lots rest around cul-de-sac; * look out over Iowa-beautiful rural vistas; * close to quality school, butterfly trails & gardens & aquatic center * 3 BR / 2 BA / 3-car garage spec home completed & ready for move-in; and, * get early into the building process on the other 4 lots to choose your: - lot's location; and, - interior finishes (from those SBC offers). |
Contact JIM MORITZ, Freedom Agency of Monona, at 563.880.8189 to talk about getting started on your new home in Gordon Estates of Monona.
Get into the building process early to choose your lot & your new home's hardware, finishes, paint colors & floor coverings for a custom-design feel to suit you & your family's lifestyle. |
Photos below capture initial progress of new cul-de-sac pre-spec house #1 in Gordon Estates.
About Us: Our citizens and the business community welcome you to a friendly, warm and caring community. The area brings with it opportunities for everyone from the very young to our senior citizens, including:
Monona is a progressive community taking a lot of pride in what we do. Some of our recent construction projects are:
Click here to read Gordon Subdivision's Covenants (substituted & amended covenants approved April 4, 2006). We welcome you to the community and encourage you and your family to enjoy all of the amenities Monona has to offer. The "New Housing Incentives for Home Occupants" (Loans, Energy Rebates, Telephone and Cable Television, City of Monona Incentives) listed in the top section above apply to any lot purchased and new home built in the Gordon Subdivision.
Please call us if you have any questions or are interested to learn more information about the GORDON SUBDIVISION residential building lots for sale.
Respectfully yours,
Alliant Energy
Black Hills Energy
City of Monona
FreedomBank of Monona
Monona Enterprise Group
NEIT (Northeast IA TelCom)
- Excellent School System
- 4 Churches
- Variety of Businesses
- Many Community Organizations
- Manufacturing Industries
- Parks & Hiking-Biking Trails
- Outdoor Aquatic Park
- Hunting & Trout Fishing
- Kayaking & Canoeing on Yellow River
- Snowmobiling, Snowshoeing, Cross-country Skiing Trails
- Surrounding "Driftless Area" Scenic Beauty
Monona is a progressive community taking a lot of pride in what we do. Some of our recent construction projects are:
- Downtown Streetscape Revitalization
- Little Bulldog Childcare & Learning Center
- Fire Station
- City Hall
- Community Center
- Family Aquatic Center
- Garden View Senior Community
- Butterfly Gardens (currently building new butterfly gardens in parks & along trails around city)
- Butterfly Trail (currently building extension to other parks & around city)
- Historic Restoration of c. 1916 City Park Bandstand
- Library Expansion
- All-inclusive Playground
- Downtown Flower Planters
- Modern ADA Men's & Women's Restrooms
- Trailhead & Trail Map Kiosk at City Park (to expand at Butterfly Trail, Gateway Park Trail, Garden View Park Trail)
Click here to read Gordon Subdivision's Covenants (substituted & amended covenants approved April 4, 2006). We welcome you to the community and encourage you and your family to enjoy all of the amenities Monona has to offer. The "New Housing Incentives for Home Occupants" (Loans, Energy Rebates, Telephone and Cable Television, City of Monona Incentives) listed in the top section above apply to any lot purchased and new home built in the Gordon Subdivision.
Please call us if you have any questions or are interested to learn more information about the GORDON SUBDIVISION residential building lots for sale.
Respectfully yours,
Alliant Energy
Black Hills Energy
City of Monona
FreedomBank of Monona
Monona Enterprise Group
NEIT (Northeast IA TelCom)
Residential Housing Development (2 of 2): HEYING SUBDIVISION

Contact Us:
Wes Heying
Wes Heying Carpentry
P.O. Box 28
Monona, IA 52159
Phone: (563) 539-2378
Cell: (563) 880-0232
Find Us on Facebook
Click here to view Heying Subdivision Plot Map.
Wes Heying
Wes Heying Carpentry
P.O. Box 28
Monona, IA 52159
Phone: (563) 539-2378
Cell: (563) 880-0232
Find Us on Facebook
Click here to view Heying Subdivision Plot Map.
About Us: Heying Subdivision is a subsidiary of Wes Heying Carpentry. Wes & Julie Heying have created a new housing subdivision here in Monona and are offering home building lots for sale. The Heying Subdivision is located on the corner of East Street N and North Street E, situated near the Co-op grain bins. Wes Heying has been a self-employed carpenter here in the Monona area for about 20 years. Over the years, he has built numerous houses as well as completing many large renovations, additions and other building projects.
Having spent much of his career building homes here in the Monona area, Heying decided to try a new endeavor. Wes Heying began developing his own subdivision to complement the quality way of living life here in the peaceful town of Monona. Within a reasonable distance to downtown stores, medical facilities, restaurants, churches, and major highways, yet far enough away for privacy, Heying purchased farmland situated to the north of Monona and began transforming it to become a picturesque residential building ground.
Building Lots: Heying Subdivision boasts 9 spacious single-family residential building lots. Lot prices range from $20,000 to $30,000. As lots sell, the list below is subject to change, so contact Wes for updated availability. As of today, only 3 lots remain, and 1 is the last corner lot!.
Block 1:
Amenities: See top section for "New Housing Incentives for Home Occupants"
Energy Rebates:
City of Monona:
Having spent much of his career building homes here in the Monona area, Heying decided to try a new endeavor. Wes Heying began developing his own subdivision to complement the quality way of living life here in the peaceful town of Monona. Within a reasonable distance to downtown stores, medical facilities, restaurants, churches, and major highways, yet far enough away for privacy, Heying purchased farmland situated to the north of Monona and began transforming it to become a picturesque residential building ground.
Building Lots: Heying Subdivision boasts 9 spacious single-family residential building lots. Lot prices range from $20,000 to $30,000. As lots sell, the list below is subject to change, so contact Wes for updated availability. As of today, only 3 lots remain, and 1 is the last corner lot!.
Block 1:
- Lot 1: SOLD
- Lot 2: SOLD
- Lot 1: SOLD
- Lot 2: SOLD
- Lot 3: 14,652 SF lot located on the corner of East & Franklin Streets. Last remaining corner lot available!
- Lot 1: 14,523 SF lot located on East Street near the entrance of the subdivision. Building lot designed for home with walk-out basement.
- Lot 2: SOLD
- Lot 3: 15, 536 SF lot located near the intersection of East Street and Franklin Street. Building lot designed for home with walk-out basement.
- Lot 4: SOLD
Amenities: See top section for "New Housing Incentives for Home Occupants"
Energy Rebates:
- Black Hills Energy (888) 890-5554
- Alliant Energy (800) 723-7635
- Northeast Iowa Telephone Company offers free telephone and cable television access to your new home (563) 539-2122
City of Monona:
- Free recycling bin
- Free 1st year water service up to $100
- Free 1st year sewer service up to $100
- Waive utility deposit of $125
- Free 1 year family pass to Family Aquatic Center (563) 539-2355